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Portuguese Mortgages, Mortgages in Portugal.

A service from the online mortgage information and application processing system offering you the best loans in Portugal too.

Obtaining a Portuguese Mortgage or Remortgage for territories of Portugal need not be a stressful experience, although in many instances it can be - without the correct advice. At we deal with all Banks in Portugal, all of them with different rates and criteria. Loan-to-value percentages, range from 50% to 100% dependent on the bank and whether you are a resident or non resident. The most popular funding we offer for non residents is up to 80% of the property in Portugal's purchase price, which we find is rare with Mortgages in Portugal. Residents can often borrow higher amounts. Here you can make a mortgage application for Portugal. Portugal Mortgage Rate Table

Sourcing Portuguese Mortgages
Some Portuguese banks we find will only deal with residents of Portugal, some with only non-residents and some offer the mortgage to both groups through a different percent LTV (loan to valuation of the property in Portugal) and interest rate. The rates that are achievable vary from client to client and to answer this question for you make your enquiry to us and let us access your suitability to the lenders. We try our utmost to source your mortgage in Portugal, work 7 days a week and charge you no fees for our services, what the lender in Portugal charges is what you will pay its as simple as that. We offer here some reasons for caution in the property and mortgage process for Portugal.

Proof of income is often a stumbling block for mortgagees for Portugal this is due to the fact that if in the case of you being paid in cash or if your accountant has worked wonders to mitigate your tax liability, how can you prove to a bank that you can afford the repayments? This is just one common area where our advice proves invaluable. See the documents required for the mortgage application process in Portugal. Some lenders in Portugal wont let you rent out your new property in Portugal which is often essential to produce much needed additional income to help fund your new Portuguese holiday home or future retirement home in Portugal. We have no problem at all arranging Portuguese buy to let properties for temporary or permanent investment arrangements in Portugal up to 80% of the value of the property for residents and non residents of Portugal. Mortgage Rates Portugal

European is a marketing scheme from one of the first UK mortgage brokers to trade on the internet. We pride ourselves in offering rare to find adverse credit mortgages in Portugal where debts and poor credit ratings are not always taken into account, these are getting rarer and rarer as time goes on make your enquiry sooner rather than later. These types of Portuguese mortgage are not offered by the banks to High St customers and are only available to professional mortgage brokers in Portugal. If you have read enough and are ready to make an application with us simply  You can even start applying for mortgages in Portugal right here off this page.

Which Nationalities can Apply for a Portuguese Mortgage or Loan
We can work with people of all nationalities and are happy to provide a service all in writing via our internet systems, this makes updates and queries much easier to handle and digest when enquiring about your mortgage in Portugal.
Portuguese Mortgage Rate System

How much Mortgage in Portugal
This is another area where the banks differ widely in their criteria. If it is a straight forward residential property purchase then most banks will make an offer, this is however often only 50% of the property purchase price or less, we offer up to 80% for non residents applying for loans in Portugal. This lower amount makes life very difficult for people buying mortgages in Portugal as often the difference between the actual purchase price and the declared purchase price is huge. We have seen this problem on many occasions and our Portugal lenders offer us superb flexible arrangements to get around this problem in most cases.

Purpose of Loans

Portugal Mortgages can be found for all of the following circumstances (although no one lender will offer them all).

Rural Portuguese Properties
Urban Property in Portugal
Portugal Buy to let
Multiple property purchases in Portugal
Portugal Mortgage Rates
Mortgages in islands of Portugal
Portuguese Equity release
Commercial Property in Portugal
Portuguese Building Loans