What Documents Do I Need For My Mortgage In Portugal.

Your Portuguese Tax Number (Número Fiscal de Contribuinte), if not arranged yet we can assist with this.
Passports or Driving Licences.
Valuation of main home and mortgage amount.
Last 6 months personal bank statements (current & savings).
Bank reference from your current bankers.
A copy of the signed “Contrato Promessa de Compra e Venda”, Purchase Contract.
Layout or Drawings of the site and or of the property.
If constructing / renovating the property – copies of any required Planning Permissions and Building Licenses.
2 Utility bills as proof of current address.

If Employed
Last three years P60 or equivalent.
Last three months salary slips.
Reference letter from your employer.

If employed by a limited company with a shareholding of 20% or more
Last three years audited accounts.
Letter from accountant confirming current income and dividend payments for the last two years.
Last three years tax returns.
Last six months business bank statements.

If self-employed
Last three year’s audited Accounts
Letter from your accountant confirming net profit figures for the last two years.
Last three year’s tax return.
Last six months business bank statements

Other Income
Confirmation of any Pension contributions received for the last six months.
Confirmation of any rents received – copy tenancy agreement.
Copy of bank statements showing rental income.

Liabilities
Latest mortgage statements.
Details of personal loans, credit cards.
Copy of tenancy agreement.
Details of maintenance / alimony payments.