Polish Mortgages,
Mortgages in Poland.
A service from www.MortgageShop.com
the online mortgage information and application processing system.
Obtaining
a Polish Mortgage or Remortgage for territories of Poland need not be a stressful experience, although in many instances
it can be - without the correct advice. At www.MortgageShop.com
we deal with all Banks in Poland, all of them with different rates and
criteria. Loan-to-value percentages, range from 50% to 100% dependent on
the bank and whether you are a resident or non resident. The most
popular funding we offer for non residents is up to 70% of the property
in Poland's purchase price, which we
find is rare with
Mortgages in Poland. Residents can often borrow higher amounts.
Sourcing
Mortgages in Poland
Some Polish banks we find will only deal with residents of Poland, some
with only non-residents and some offer the mortgage to both groups
through a different percent LTV (loan to valuation of the property in
Poland) and interest rate. Polish
Mortgage Rates
Proof
of income is often a stumbling block for mortgagees this is due to the
fact that if in the case of you being paid in cash or if your accountant
has worked wonders to mitigate your tax liability, how can you prove to
a bank that you can afford the repayments? This is just one common area
where our advice proves invaluable. Some lenders wont let you rent out
your new property in Poland which is often essential to produce much
needed additional income to help fund your new Polish holiday home or
future retirement home in Poland. We have no problem at all arranging
Polish buy to let properties for temporary or permanent investment arrangements
in Poland up to 70% of the value of the property for
residents and non residents of Poland.
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European
Mortgages .com is a marketing scheme from www.MortgageShop.com
one of the first UK mortgage brokers to trade on the internet, to
read about our history click here. We pride ourselves in offering rare to find adverse
credit mortgages in Poland where debts and poor credit ratings are not
always taken into account. These types of mortgage are not offered by the banks
to High St customers and are only available to professional mortgage
brokers in Poland. If you have read enough and are ready to make an
application with us simply You can even start applying
for mortgages in Poland right here off this page or see Polish
Mortgage Rates.
Which
Nationalities can Apply for a Polish Mortgage or Loan
We can work with people of all nationalities and are happy to provide a
service all in writing via our internet systems, this makes updates and
queries much easier to handle and digest.
How
much Mortgage
This is another area where the banks differ widely in their criteria. If
it is a straight forward residential property purchase then most banks
will make an offer, this is however often only 50% of the property purchase
price or less, we offer upto 70% for non
residents This lower
amount makes life very difficult for people buying mortgages in Poland as
often the difference between the actual purchase price and the declared
purchase price is huge. We have seen this problem on many occasions and
our lenders offer us superb flexible arrangements to get around this
problem in most cases.
Purpose
of Loans
Polish
Mortgages can be found for all of the following circumstances (although
no one lender will offer them all).
Rural
Polish Properties
Urban Property in Poland
Polish Buy to let
Multiple property purchases in Poland
Polish Mortgages in territories
Mortgages in Poland
Polish
Mortgage Rates
Polish Equity release
Commercial Property in Poland
Polish Building Loans
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mortgage